About 228 loan
About 228 loan
Blog Article
The Board evaluates a little lender's record of helping to meet up with the credit rating requires of its full Neighborhood pursuant to the Small Lender Lending Exam as offered in paragraph (a)(two) of the segment, Except the small lender opts to get evaluated pursuant into the Retail Lending Check in § 228.22.
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The Board considers Neighborhood advancement loans and Local community enhancement investments allocated pursuant to paragraph I.b of appendix B to this element.
A bank that features modified or additional overall performance analysis factors with accompanying annual measurable aims in its strategy should specify in its strategy yearly measurable plans that represent “Satisfactory” overall performance and will specify annual measurable plans that constitute “Outstanding” overall performance.
네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.
To acquire supporting conclusions for borrower distributions of closed-finish property property finance loan loans, modest organization loans, and little farm loans, the Board evaluates the financial institution's efficiency by evaluating the Borrower Lender Metric to performance ranges, depending on the Borrower Current market Benchmark, Borrower Group Benchmark, and multipliers, as described in paragraphs V.d and V.e of appendix A to this element.
(4) Lacking or defective details that might be necessary to work out the suitable metrics and benchmarks or any other website variables that reduce the Board from calculating a Retail Lending Examination encouraged conclusion.
(three) A little enterprise loan or compact farm loan is located while in the census tract where the primary company facility or farm is found or where the borrower will otherwise implement the loan proceeds, as indicated through the borrower.
The Bank Assessment Spot Local community Enhancement Funding Metric actions the greenback volume of a bank's Local community enhancement loans and Group development investments that reward or serve a facility-based mostly evaluation spot when compared with deposits within the bank that are located in the ability-based evaluation location, calculated pursuant to paragraph II.a of appendix B to this aspect.
(i) All the information needed for your financial institution's community file needs to be managed at the primary Place of work and, if an interstate financial institution, at one branch Workplace in Every single Condition; and
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Any facility-dependent assessment space, retail lending assessment region, outside the house retail lending spot, or other geographic location that would be evaluated from the absence of an authorised prepare, but will not be included in an authorised program, will probably be evaluated pursuant into the overall performance assessments that would use during the absence of an authorised strategy.
(1) All penned comments acquired from the public for The present calendar year (updated on a quarterly basis for your prior quarter by March 31, June 30, September 30, and December 31) and each on the prior two calendar many years that particularly relate into the bank's efficiency in assisting to meet up with Local community credit history requires, and any reaction into the comments from the bank, if neither the feedback nor the responses have statements that reflect adversely on the good identify or name of any folks besides the financial institution or publication of which would violate certain provisions of law;
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